At L&C, we believe that buying a home should be fun and remortgaging should be simple.

But unfortunately, the process of securing a mortgage can often be a real headache for some people. With so many to choose from, it’s hard to know where to start. If you go direct to a lender, it can take several hours just to fill in the paperwork and you need to book an appointment.

And there’s no guarantee you’ll be accepted.

And if you’re turned down, you leave a papertrail that could jeopardise any future applications you make.

All this can add up to a lot of stress and hassle.